Project & CRM Report Creation
From Rejection → Ready: Crafting a Lender-Approved Profile
Most applications are declined not simply for a low CIBIL score, but because lenders can’t decipher the applicant’s true financial story. Kredit Station closes that gap. We analyse your statements, invoices, and sales data, then craft two lender-facing documents:
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Project Report: outlines your business model, revenue streams, growth plans, and precise loan utilisation strategy.
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Credit-Risk Management (CRM) Brief: converts raw turnover and cash-flow figures into clear ratios—DSCR, break-even point, projected EMI coverage—so lenders can gauge risk at a glance
TTogether, these files give decision-makers the clarity they need:
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Verified numbers show how repayments will be met from real cash flow.
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Narrative context explains market opportunity, management strength, and contingency plans.
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Professional formatting mirrors the credit-underwriting templates private lenders already use.
What is a Project Report?
Think of a Project Report as the storyboard of your loan request—a concise, lender-friendly document that proves you know exactly how the money will be used and repaid.
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Purpose – Why the funds are needed now
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Utilisation Plan – Where every rupee will go
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Income Snapshot – Current earnings vs. key expenses
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Business Profile – Industry, team, and growth drivers
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Repayment Route – Clear timeline and EMI source
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Cash-Flow Forecast – Projected inflows month-by-month
When this narrative is laid out in a structured report, lenders can assess your opportunity on facts—not just your credit score—making approval far more likely.
What is a CRM Report?
A CRM Report is a concise, lender-facing snapshot of your financial health. Unlike a CIBIL score—which focuses only on past credit behaviour—a CRM Report shows how you can repay a new loan today. What the report highlights:
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Income & Expense Pattern – your average monthly inflow versus fixed and variable outflow
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Existing Debt Profile – any active loans or credit-card balances and their EMIs
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Current CIBIL Status – an honest view of your score, with context for any dips
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Repayment-Capacity Risk Score – our data-driven measure of how comfortably you can service a new EMI
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Lender’s Note – a short recommendation that explains the purpose of the loan and why it aligns with your cash-flow reality
Why These Reports Are Crucial?
Most rejections—especially for low-CIBIL borrowers—come down to missing or unclear information. A well-built Project & CRM Report closes those gaps and lets lenders judge you on facts, not guesswork.
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Unmapped Income – bank credits don’t line up with sales records
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No Written Repayment Path – EMI source and timing are absent
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Zero Forecasting – future cash flow is left to assumption
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Missing Registrations – no GST, Udyam, or basic licences attached
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Vague Loan Purpose – “working capital” stated without detail
By packaging these answers in one lender-ready file, our reports turn a fragmented application into a clear, verifiable case—building the trust that moves your profile from “maybe” to “let’s discuss.”
Who Needs These Reports?
Every Kredit Station client must submit a Project & CRM Report, but they’re crucial for anyone who struggles to get a fair hearing:
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Low-CIBIL or “no-score” borrowers who need a clearer story than a number
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Self-employed earners whose income is mostly cash or informal
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MSME and micro-business owners looking to prove day-to-day cash flow
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First-time loan seekers with little or no prior documentation
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Recently rejected applicants who want lenders to reassess their real capacity
If you fit any of these profiles, our reports turn scattered data into a lender-ready case—giving decision-makers the confidence to move your file forward.
What Goes Into Your Project Report
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Profile Snapshot – a one-page overview of you and your business
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Funding Need & Purpose – how much you seek and exactly why
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Utilisation Plan – line-by-line breakdown of where each rupee goes
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Income & Source Details – verified earnings, customers, or contracts
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Cash-Flow Table – monthly inflow vs. outflow for the next 12 months
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Repayment Map – clear EMI route and timeline, stress-tested for risk
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Visual Aids – charts, photos, or invoices that back up the numbers.
This structure gives lenders everything they need to assess your request quickly and confidently—without relying on credit score alone.
What Goes Into Your CRM Report
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Income Snapshot – verified inflows summarised from bank statements
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CIBIL Status – latest score and a short variance note (if available)
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EMI Affordability – maximum safe EMI based on cash flow
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Current Liabilities – outstanding loans, cards, and dues at a glance
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KS Risk Grade – Kredit Station’s proprietary credit-health score
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Lender Insight – a concise recommendation backed by data
This one-page brief gives private lenders a clear, numbers-first view of your repayment strength—helping them look past low scores and focus on real capacity.
Our Working Process
01
Submit Your Application
Fill out a simple online form with your loan requirement and purpose. No complex paperwork,
just quick processing.
02
We Prepare Your Reports
We create a Project Report, CRM Report, and MSME Udyam registration as per your loan requirement and business needs.
03
We Connect You to Lenders
We submit your reports to our network of private lenders and gather multiple loan offers for you.
04
Choose & Get Connected
After selecting the best offer, we connect you and the lender directly for agreement finalization and fund disbursement.
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Privacy First
Your data stays yours. Every report is encrypted, stored on secure servers, and released only with your explicit consent. We share it solely with Kredit Station–vetted private lenders, under NDA, and only when you say you’re ready—never with brokers, advertisers, or unverified third parties.
100%
Digital Process
Custom Reports
In 48 Hours
Trusted By Private
Lenders Network
Just 2499/- One Time Fee - No Hidden Cost