Document Support

Build Confidence With
Bullet-Proof Documentation

At Kredit Station, we’ve learned that most low-CIBIL rejections aren’t about your willingness to repay—they’re about missing, unclear, or mismatched paperwork. Our Document Support service turns scattered files into a lender-ready portfolio:

We Diagnose The Gaps

checking each line item lenders typically flag in their credit-risk assessment process

We Organise And Format

converting raw bills, statements, and proofs into a structured, easy-to-verify pack.

We Keep You In Control

nothing is shared without your written consent, and every edit is returned for your approval.

By the time we’re done, underwriters can trace your income, intent, and repayment capacity at a glance—helping you move from “high risk” to “well-documented” without inflating the facts.

Our Approach to Document Support

Getting the paperwork right is often the difference between a polite “no” and a funded loan. That’s why Kredit Station treats document support as a strategy, not a form-filling chore. We study what private lenders actually look for and craft evidence that highlights your intent, repayment capacity, and overall financial story—even when your CIBIL score is low.

From bank-ready cash-flow tables to crisp MSME certificates, every page we prepare is meant to turn a past rejection into a lender-level “yes.”

How We Do It?

Gap Diagnosis – we audit your current paperwork and spot the exact blind spots lenders flag.
Data-Backed Evidence – income proofs, bank statements, and projections are formatted to answer risk questions up-front.
Lender-Friendly Design – reports follow the structure and terminology private financiers expect, so nothing gets “lost in translation.”
Consent-Driven Sharing – documents go only to vetted lenders after you approve each file, protecting your privacy at every step.

Project Report Creation

Think of a Project Report as the storyboard of your loan request—a concise, lender-friendly document that proves you know exactly how the money will be used and repaid.

Purpose – Why the funds are needed now

Utilisation Plan – Where every rupee will go

Income Snapshot – Current earnings vs. key expenses

Business Profile – Industry, team, and growth drivers

Repayment Route – Clear timeline and EMI source

Cash-Flow Forecast – Projected inflows month-by-month

When this narrative is laid out in a structured report, lenders can assess your opportunity on facts—not just your credit score—making approval far more likely.

CRM Report Creation

A CRM Report is a concise, lender-facing snapshot of your financial health. Unlike a CIBIL score—which focuses only on past credit behaviour—a CRM Report shows how you can repay a new loan today. What the report highlights:

Income & Expense Pattern – your average monthly inflow versus fixed and variable outflow

Existing Debt Profile – any active loans or credit-card balances and their EMIs

Current CIBIL Status – an honest view of your score, with context for any dips

Repayment-Capacity Risk Score – our data-driven measure of how comfortably you can service a new EMI

Lender’s Note – a short recommendation that explains the purpose of the loan and why it aligns with your cash-flow reality

MSME Registration To Boosts Loan Approval

Govt Recognition: An Udyam certificate confirms that your enterprise is officially registered with the Ministry of MSME, immediately signalling legitimacy and compliance to lenders.

Higher Credibility: Registration demonstrates responsible management and transparent accounts, helping offset concerns around modest CIBIL scores and positioning your business as lower-risk.

Industry Tag: The certificate clearly states your sector, size, and turnover bracket, allowing banks and NBFCs to assess your profile quickly and match you with suitable loan products.

Priority Benefits: MSME status opens doors to priority-sector lending quotas, interest-subsidy schemes, and credit guarantees—often leading to faster approvals and better rates.

Lender Trust: Private financiers rely on MSME documentation when evaluating low-CIBIL applicants; a registered profile offers verifiable turnover and boosts confidence in extending credit.

Why These Reports Are Crucial?

Most rejections—especially for low-CIBIL borrowers—come down to missing or unclear information. A well-built Project & CRM Report closes those gaps and lets lenders judge you on facts, not guesswork.

Unmapped Income – bank credits don’t line up with sales records

No Written Repayment Path – EMI source and timing are absent

Zero Forecasting – future cash flow is left to assumption

Missing Registrations – no GST, Udyam, or basic licences attached

Vague Loan Purpose – “working capital” stated without detail

By packaging these answers in one lender-ready file, our reports turn a fragmented application into a clear, verifiable case—building the trust that moves your profile from “maybe” to “let’s discuss.”

Why Choose Private Lenders?

Traditional banks rely on automated credit rules; private lenders rely on human judgement. The lenders in Kredit Station’s network are:

Entrepreneur-financiers – business owners and professional investors, not agents

Local & reachable – Jaipur-based, often semi-digital but quick to decide

Score-flexible – open to low CIBIL, no ITR, informal income or past delays

Plan-focused – fund when your intent, repayment map and risk report make sense

And that’s exactly what we help you deliver—a clear, well-documented loan profile that speaks their language.