Question 1

How can I get a loan if my CIBIL score is low or I am a CIBIL defaulter?

Accepted Answer

Many people think they can’t get a loan due to a low CIBIL score, but private lenders do provide loans if you have the right documentation. At Kredit Station, we prepare a Project Report & CRM Report that highlights your loan purpose, repayment capability, and business potential—helping you get loan offers even with a low CIBIL score.

Question 2

What does the ₹2,499 service fee cover?

Accepted Answer

This is a one-time payment (inclusive of GST) that covers:
✔ Project Report – A structured document showcasing your loan requirement and repayment capacity.
✔ CRM Report – A financial analysis report to increase lender trust.
✔ MSME Udhyam Registration – For businesses to get better loan options.
✔ Lender Matchmaking – We submit your report to multiple private lenders and get you loan offers.

This fee ensures you have a well-documented application that increases approval chances.

Question 3

How does Kredit Station help me secure a loan?

Accepted Answer

We simplify the loan process in 4 easy steps:
1️⃣ Submit Your Application – Fill in basic loan details on our website.
2️⃣ Report Preparation – We create a Project Report, CRM Report, and MSME Udhyam registration as per your requirement.
3️⃣ Lender Matching – We send your report to our network of private lenders and collect multiple offers.
4️⃣ Choose & Connect – You select the best offer, and we connect you directly with the lender for agreement and fund disbursement.

Question 4

What kind of loans can I apply for?

Accepted Answer

We help individuals and businesses secure:

Personal Loans – For medical expenses, education, travel, and other personal needs.
Self-Employed Loans – Ideal for freelancers, small business owners, and independent professionals.
Business Loans – For working capital, expansion, equipment purchase, or startup funding.
Flexi Loans – Loans with flexible repayment and withdrawal options.

Question 5

How long does it take to receive loan offers?

Accepted Answer

Once we submit your report to private lenders, it usually takes 5 to 7 days to receive offers. The final approval and disbursement time depends on the lender you choose. Some loans may be approved in a few days, while others may take longer based on verification.

Question 6

Are there any hidden charges?

Accepted Answer

No, ₹2,499 is a one-time service fee that covers documentation and matchmaking. However, lenders may have their own processing fees, which will be shared before finalizing the loan.

Question 7

Will Kredit Station provide the loan or act as a lender?

Accepted Answer

No, Kredit Station is not a lender. We are a loan consultancy service that connects you with multiple private lenders. Our role is to structure your loan application, prepare reports, and match you with lenders who are most likely to approve your loan.

Question 8

How do I track my loan application status?

Accepted Answer

You can contact our team via WhatsApp or Email, and we will provide real-time updates on your loan process.

Question 9

How do I apply for a loan with Kredit Station?

Accepted Answer

Applying for loan at Kredit Station is simple:
 1️⃣ Fill out the application form on our website.
 2️⃣ Make a one-time ₹2,499 payment for report preparation and lender matchmaking.
 3️⃣ Submit required documents, and we handle the rest!
 4️⃣ Receive multiple loan offers, choose the best one, and get connected to the lender.

Question 10

What services are included in the advisory fee?

Accepted Answer

The ₹2,499 fee includes consultation, documentation (like project report or CRM report), connecting with private lenders, and support throughout the loan process. We ensure that all paperwork and eligibility enhancement steps are handled by us.

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